Please take a moment to read these terms and conditions carefully.
The Terms and Conditions stated hereunder shall apply and govern the means of your accessing and usage of the MotorTakaful.com (this Website), which is owned and operated by Etiqa General Takaful Berhad. Please read these Terms and Conditions carefully. By accessing this Website for the use and continued use of it, you have agreed to be bound by the Terms and Conditions set out below.
Your use of this Website shall be at your own initiative and risk and in so doing you are responsible for compliance with all applicable laws. Please note that these Terms and Conditions are subject to changes at Etiqa General Takaful Berhad’s discretion and that it is your responsibility to check for any updates. The current Terms and Conditions are as set out below. Any use of this Website shall constitute your acceptance of the current applicable Terms and Conditions. If you do not agree to be bound by the Terms and Conditions, please exit now.
The products and services referred to in this website are offered only in Malaysia where they may be lawfully offered by Etiqa General Takaful Berhad or any of its authorised agents.
All the products and services of Etiqa General Takaful Berhad are subject to specific terms, conditions, rules or regulations specified in the applicable agreement governing their use (Specific Terms). These Terms and Conditions are to be read together with the Specific Terms. In the event of any conflict between the Terms and Conditions and the Specific Terms, the Specific Terms applicable to the specific products or services shall prevail over these Terms and Conditions.
THE CONTENTS OF THIS WEBSITE ARE MERELY FOR INFORMATIONAL PURPOSES ONLY AND ARE SUBJECT TO CHANGE AT THE DISCRETION OF ETIQA GENERAL TAKAFUL BERHAD. NOTWITHSTANDING THE FOREGOING, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND THE CLIENT CHARTER.
Under no circumstances and under no legal theory, tort, contract, or otherwise, shall Etiqa General Takaful Berhad be liable to you or any person for any direct or indirect, special, incidental, or consequential damages of any character, including and without any limitation, loss of goodwill, loss of use, profits, work stoppage, computer failure or malfunction, or any and all commercial damages or losses that arise in connection with this Website for:
When using the information and materials provided by Etiqa General Takaful Berhad, you agree not to:
All ownership rights, copyright, trademarks and other intellectual property rights attaching to, contained or vested in this Website and all data, information, details, materials, literature, manuals or graphics contained in this Website are properties of Etiqa General Takaful Berhad unless otherwise indicated. Etiqa General Takaful Berhad strictly prohibits use of its copyright by any means or its trademarks in any manner without express prior written consent.
Copying, reverse engineering, automated browsing, downloading, commercial exploitation of the materials or information available on this Website is prohibited, except when it is explicitly permitted by Etiqa General Takaful Berhad.
All intellectual property rights design and Content of this Website shall belong to Etiqa General Takaful Berhad other than those intellectual property rights of vendors or affiliates who have permitted Etiqa General Takaful Berhad's usage and reproductions of the content at this Website.
You hereby agree to indemnify and keep fully indemnified Etiqa General Takaful Berhad, its employees, agents, co-branders and affiliates against any action, claim, demand, expenses (including legal fees on a full indemnity basis) suffered or incurred by Etiqa General Takaful Berhad arising from:
Etiqa General Takaful Berhad reserves the right to amend the Terms herein at its sole discretion at any time without prior notice.
Please refer to MotorTakaful.com Client Charter Statement.
You shall undertake not to disclose your unique user ID and password to anyone and ensure that your password is secure at all times. In the event you suspected that your user ID and/or password have been compromised, you shall immediately inform Etiqa General Takaful Berhad via email to email@example.com.
Etiqa General Takaful Berhad will not permit spammers to operate on its servers. When using the information and materials provided in this Website, you will agree not to send bulk unsolicited e-mail with commercial messages to other users of this Website or the public nor interfere, harass, threaten or abuse other users; nor post or distribute any obscene, hateful, racially offensive information or materials.
Once you have submitted your proposal and payment details to Etiqa General Takaful Berhad. via this online facility, and Etiqa General Takaful Berhad accepts your proposal and receives the premium for the policy, you are deemed to have purchased the policy. The online proposal does not require your signature and the lack of signature shall not detract from its validity.
The payment instruments accepted by us for online transactions include:
You may cancel your proposal if Etiqa General Takaful Berhad receives your written notice of cancellation of the proposal no later than 5.00 pm on the fifth (5th) day from the date of your proposal.
Concurrently, write an official letter to ETIQA GENERAL TAKAFUL BERHAD to cancel your proposal and request a refund of the contribution if already paid. The letter should be addressed to: Etiqa General Takaful Berhad, e Channel, Level 8, Tower B, Dataran Maybank 1, Jalan Maarof, 509000, Kuala Lumpur Your refund will be processed once we have received your official letter and a cheque for the refund (without any interest) will be sent to you by ordinary post within 30 days.
Materials, information, takaful products and services provided and offered on this Website are strictly available for use and/or access of Etiqa General Takaful Berhad’s customers in Malaysia and shall not be construed as having been made available outside Malaysia.
This agreement shall be governed by and construed in accordance with the laws of Malaysia. By accessing this Website and/or using the services offered through this Website, you hereby consent to submit to the exclusive jurisdiction of the courts in Malaysia.